I used to think that I would not be able to afford a house and wasn’t even thinking of home ownership as a possibility. Many of my peers have this same perspective. “You Need to Have 20 Percent Down to Buy a Home” is one myth that was very intimidating to me. I knew you could buy homes with little money down but thought PMI was crazy high and you would get a high interest rate with a small down payment. I was wrong. You can still get good loans with low down payments and this is something I had never considered before meeting with a lender. Conventional loans start as low as 3% down! Don’t sell yourself short before you know the facts. Contact us for a lender recommendation that will fit your needs.- Josh https://www.realtor.com/advice/buy/home-buying-myths/